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Student Group

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Finding that your credit report shows deceased for you is really shocking and unsettling. However, do not panic; such errors happen more often than you may have realized, and if you follow the right steps, they can usually be corrected.

First, get your credit report from the three main bureaus - Equifax, Experian, and TransUnion. Once you have determined which report shows you deceased, contact the credit bureau in writing to dispute the error. Provide any necessary evidence, including copies of your identification documents, to prove that you're alive. Keep following up with the credit bureau periodically to make sure they're working on this error.

Consider placing a fraud alert or security freeze on your credit file to prevent further issues while the error is being corrected. Keep an eye on your credit report to avoid a future instance of the error.

If you act quickly and stay engaged through the process, you can assure yourself that your credit report reflects your current status of being alive and that no negative consequences arise from it.

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